Founders and advisors at a funding signing - YUGA capital advisory

Vertical C · Capital Markets

From First Seed Cheque to Public Listing

Fundraising readiness, documentation and consulting support - backed by a real, first-hand BSE SME listing (Omnipotent Industries, bitumen, 2021).

Market Research TerminalLive

8:45 AM

Pre-market

4:00 PM

Closing

FII/DII

Coverage

Fundraising · Every Stage

Capital, matched to your moment.

Seed Funding

Early capital to start and prove the venture; founder/angel structuring.

Series A / B / C

Scaling capital from angels, VCs and PE; cap-table design and dilution planning.

Strategic / JV

Corporate and joint-venture funding structures.

IPO & Listing

SME & Main-Board readiness - done before (Omnipotent Industries, BSE SME listed 2021).

Value It Yourself

Valuation & readiness, instantly.

Estimate enterprise value, self-check IPO/funding readiness, and size debt — before the first call.

Company valuation

Fundraise / IPO

Annual revenue₹20 Cr

EBITDA₹4 Cr

Revenue basis (1–3×)

₹20 Cr – ₹60 Cr

EBITDA basis (5–8×)

₹20 Cr – ₹32 Cr

Indicative enterprise value

₹20 Cr – ₹60 Cr

Indicative only — a real valuation needs audited financials, due diligence and market context. Not investment advice or a securities solicitation.

Debt & Government Funding

Bankable from day one.

We prepare + data in bank format to maximise approval across these schemes.

SchemeInterestMax LoanCollateral

CGTMSE (collateral-free)~12%₹5 CrNone

SBI MSME Term Loan~11.5%₹10 CrPlant & Machinery

Bank of Baroda MSME~11%₹25 CrFixed Assets

SIDBI Direct Lending~10.5%₹15 CrPlant & Machinery

State Subsidy + Loan~9%₹20 CrLand + Building

Who Funds What

Promoter money vs funder money.

Who funds what: typical Indian bank/market norms. Promoter = your own money (margin); the rest is funded by a bank, NBFC, investor or the public. Figures are indicative — actual margin depends on the bank, your profile, collateral and scheme.

InstrumentFor whatPromoterFunderTenure

Term Loan (project finance)Land, building, plant & machinery (CAPEX)20–30%70–80%5–10 yrs

Cash Credit (CC)Working capital — stock & receivables25% marginup to 75%Renewed yearly

Overdraft (OD)Short-term cash gapsSecured by collateralvs FD/property/securityRenewed yearly

Working Capital (Nayak / turnover method)MSME working capital5% of turnover (your share)20% of turnover limitYearly

Letter of Credit (LC)Buying raw material / imports on credit10–25% margin75–90%Per trade cycle

Seed / Startup FundingEarly-stage venture, proof of conceptFounder equity + sweatEquity stake—

SME IPO / Public ListingGrowth capital, exit, brandMin 20% post-issue holding (locked-in)Public subscribes the issue—

How We Raise

A clear path from check to closure.

01Eligibility check

02Business/project diagnosis

03Document gap audit

04Financial model & valuation

05DPR / pitch deck / CMA / data room

06Funding route selection

07Target lender/investor list

08Outreach & meetings

09Term sheet / sanction

10Due diligence

11Closure

12Post-funding MIS & compliance

Funding Routes

Every route, summarised.

Three broad paths to capital — here's the approximate process for each, so you know what the journey looks like before you start.

IPO / Listing

Best for

Scale-ups with ₹25 Cr+ revenue

01Eligibility & SME vs main-board
02Restructuring + audited financials
03Merchant banker & DRHP
04Marketing, subscription & listing

VC / Private equity

Best for

High-growth, fundable story

01Valuation + pitch deck & PIM
02Investor outreach & data room
03Term sheet & due diligence
04SHA, closing & cap-table

Bank / Institutional debt

Best for

Asset-backed plant projects

01Bankable DPR + CMA data
02Scheme match (CGTMSE/MSME/SIDBI)
03Appraisal & sanction
04Disbursement & compliance

Indicative process summaries — actual steps, timelines and eligibility depend on the company and the funder.

Valuation & Financial Prep

Investor & bank-ready, end to end.

5-year financial models - P&L, Balance Sheet, Cash Flow, ROI, IRR, break-even, sensitivity
Business / equity valuation - DCF, comparable-company and asset-based methods
Detailed Project Report (DPR) + CMA data in bank format
Pitch deck (14-slide), Project Information Memorandum & investor data room
Term sheet & Shareholder Agreement templates, cap table
Due-diligence preparation - financial, legal and technical

Compliance note: securities and investment advice in India requires SEBI registration. We are not SEBI-registered and do not provide securities or investment advice — we offer fundraising readiness, documentation and consulting support only (financial models, planning valuations, DPRs, investor decks and subsidy paperwork). Any regulated activity (securities advice, certified valuation, IPO/public-issue management) is carried out through appropriately SEBI-registered or certified professionals. Nothing here is a solicitation to buy or sell securities.

Fundraising Q&A

Fundraising / Capital Support — Q&A

For a term loan, promoters typically bring 20–30% (margin); the bank funds 70–80%. Subsidies (e.g. PMEGP 15–35%) can reduce your share further. Use our Funding tool to see the split.